Why Exchange Rates Matter More Than Many Buyers Expect Many Kiribati buyers focus on the vehicle price first. However, exchange rates can significantly affect the final amount paid. A truck that appears affordable today may cost considerably more if currency rates change before payment is completed. When importing a vehicle from Japan, buyers often need to consider several payments beyond the vehicle itself. These may include international bank transfer fees, shipping costs, port-related charges, customs expenses, registration requirements, and local transportation after arrival. For buyers in South Tarawa, Kiritimati Island, and the Outer Islands, proper payment planning is often just ...